Sitemap: Real Estate Resources for Santa Cruz, Capitola and Aptos, California Provided by The Sandy Team

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Real Estate Resources:

Special Offers - Special offers for Santa Cruz, Capitola and Aptos homeowners from The Sandy Team.
Affiliates - The Sandy Team's real estate web site affiliates.
eNewsletter - The Sandy Team's Santa Cruz, Capitola and Aptos newsletter email will send you the latest real estate information.
Today's Real Estate News - Daily real estate news for this neighborhood, California, and United States.
Market Conditions Report - Market conditions report for this area, California, and United States.
Mortgage Calculator - Quickly calculate how much your monthly and total payments will be with this calculator provided by Homes.com.
TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other California real estate.
Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more.
Ask Anything - Ask The Sandy Team anything real estate.
NUMBER1EXPERTS™ - List of all the NUMBER1EXPERT™ real estate agentss and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale.
Real Estate Tips - The Sandy Team's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers.
Real Estate Trivia - The Sandy Team's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.
Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Santa Cruz, Capitola and Aptos property in California, including legal terms definitions, and more.
Go to Main Sitemap - Main sitemap sections include Find Santa Cruz, Capitola and Aptos Homes, For Home Buyers, For Home Sellers, Santa Cruz, Capitola and Aptos Information, Real Estate Resources, and About The Sandy Team.

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Accepting An Offer >Low Offers

In every real estate market, there are buyers who make offers that are far below the current market value of the property. How should you react if your agent brings you one of these "low ball" offers? Here are some scenarios for the seller.

If your home is priced very close to its fair market value, you can simply reject the offer and be reasonably confident that a better one will appear. However, if you have priced your home higher than other comparable homes in the neighborhood, the offer may not be unreasonable.

Ask your real estate agent for advice about the buyer's overall strategy. Do they really want your house or will they move on to another property if you make a counter offer? Can they afford to pay a higher price? Are there ways to close the gap with a small owner take-back, or with terms that will increase your bottom line? Take a hard look at your asking price and explore all your options before saying "no", especially if you are selling in a buyer's market.

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Q	What does the abbreviation PITI stand for?
A	Principal, Interest, Taxes and Insurance are the four major items included in a monthly mortgage payment.
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The Sandy Team, REALTOR®, real estate agents and broker for Santa Cruz, Capitola and Aptos California home listings, property and land for sale - NUMBER1EXPERT(tm)

The Sandy Team
Santa Cruz Properties
100 Doyle Street, Ste H
Santa Cruz, CA 95062
sandyteam@santacruzproperties.com
Sandy Mason - DRE #00761938
Sandy Kaplan - DRE #00921329

We (Sandy Kaplan and Sandy Mason) have been working as a team since 1992. One of us is a morning person, one a night person; between us, we keep your real estate goals on track. Our way of working is... "Tell us your goals, they're our goals too." We are dedicated to continuing education for ourselves and we enjoy educating you about the current real estate market, trends and the Santa Cruz Community. We have been selling real estate in Santa Cruz County for 25 and 30 years and love to use our experience to your benefit. Sandy Kaplan was president of the Santa Cruz Association of Realtors in 2005 and continues to stay involved in local, state and national real estate organizations. She is dedicated to serving our real estate industry. Sandy Mason is a naturalist and if you are looking for rural property, she loves to drive the winding mountains roads in her all wheel drive vehicle with you to find your dream hide-a-way.

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